TERMS & CONDITIONS

@1Sponsored by RNA Mortgage, LLC, (“Sponsor”). 

NO ENTRY FEE. NO PURCHASE NECESSARY TO ENTER OR WIN. 

Entry period is between December 13, 2022 – December 25, 2022, at 11:59pm PST (“Entry Period”). During the Entry Period, participants must follow @RNAmortgage on Instagram and Facebook, like and save the post and tag one individual for one entry. For an additional 10 entries the participant must share the post onto their story or page and tag @RNAmortgage. If they are selected by Sponsor, they must then share their act of service of their choosing on their Instagram stories and/or post and tag RNA Mortgage within 7 days (“Service Period”) of being contacted. Entering multiple days does not increase your chances of winning. Recipients will be announced on a rolling basis during the Entry Period, and may be contacted by Instagram Direct Message, FaceTime or a phone call. Entry period will close on or before December 25, 2022 at 11:59pm PST. 

To enter into 12 Days of Christmas, entrants must do the following:

• During the Entry Period, tag a friend and follow @RNAmortgage on Instagram / Facebook.
• If chosen, share the gift on their Instagram (Stories, Reels, post, etc) within 7 days of being contacted.
• Tag @RNAmortgage in their Instagram post.
• Make Instagram account public if it is private.

In the event of a dispute as to the identity of a recipient, the recipient will be deemed to be the person in whose name the Instagram account was set up. Entrants must provide all information requested to be eligible to be selected and sign a release form if chosen. Incomplete, unreadable, or unintelligible entries will be disqualified. All entries must be received in the Entry period. All information provided by entrants becomes the property of Sponsors. Recipients will be notified via Instagram Direct Message, FaceTime, phone, email or in person.

Gift: 

• 12  Prizes will be gifted to 12 Recipients.
• Recipients will use their allotted prize to provide an act of service of their choosing for their friend or family.
• The Cash Prize amount per Recipient will be determined by the Sponsor and Recipient, not all Recipients will receive the same amount.

The odds of being selected for a prize depends on the total number of eligible entries received. This is not a random sweepstakes or a lottery, but rather a gift from the Sponsor. Recipients will be randomly selected.

1. Eligibility: The gift giveaway is open to adults  age 18 or older but may be void where prohibited. It is the responsibility of participants to confirm your location is eligible to participate.

Employees of RNA Mortgage, LLC and their respective parent companies, affiliates, subsidiaries, advertising, promotion, and fulfillment agencies, their immediate family members and persons living in their same household, are not eligible to participate in the giveaway.  Participation in the giveaway constitutes entrant’s full and unconditional agreement to and acceptance of these Official Rules & Regulations (“Official Rules”).

2. No mechanically reproduced entries are allowed and any use of robotic, automatic, programmed or similar entry methods will void all such entries. Recipients are solely responsible for any and all customs (for international recipients), federal, state, provincial and local taxes that apply to any cash prizes. Sponsors will not replace any lost or stolen gifts.
3. If a selected Recipient cannot be contacted, is ineligible, fails to claim a gift and/or where applicable an affidavit of eligibility and publicity/liability release is not timely received, is incomplete or modified, gift may be forfeited and an alternate Recipient will be selected from remaining valid, eligible entries timely submitted. In the event of a dispute regarding who submitted an entry, the entry will be deemed submitted by the authorized account holder of the email account specified in the entry. “Authorized account holder” is defined as the natural person who is assigned to an email address by an Internet access provider, online service provider, or other organization (e.g., business, educational institution, etc.) that is responsible for assigning email addresses for the domain associated with the submitted email address. No automatically generated entries will be accepted.
4. Privacy Policy: Any personal information supplied by you to Sponsors will be subject to Sponsor’s privacy policy. Sponsor will not sell, rent, transfer or otherwise disclose your personal data to any third party. Additionally, by entering the promotion/giveaway you understand that the Sponsors may send you additional commercial marketing email regarding Sponsors and their partners. Any website visitor also agrees to comply with these Terms and Conditions. We reserve the right to update this page as well as our Privacy Policy and Terms and Conditions at any time and without any further notice to you.
5. General Rules: By entering, you agree to be bound by these Official Rules. The promotion/contest is offered by Sponsor, who is not responsible for late, lost, delayed, damaged, postage-due, incomplete, illegible, or misdirected entries, responses, or other correspondence, whether by email or postal mail or otherwise, or for theft or destruction or unauthorized access or alterations of entry materials, phone, electrical, network, computer, hardware, software program or transmission malfunctions, failures or difficulties. By participating and winning a gift, Recipient releases Sponsor, their parent companies, affiliates, subsidiaries, directors, officers, employees, sponsors, and agents, including advertising and promotion agencies, from any and all liability with respect to the promotion/contest or the acceptance, possession or use of any gift, including without limitation (i) any condition caused by events beyond Sponsor’s control that may cause the promotion/contest to be disrupted or corrupted; (ii) any injuries, losses, or damages (compensatory, direct, incidental, consequential or otherwise) of any kind arising in connection with or as a result of the gift, or acceptance, possession, or use of the gift, or from participation in the Promotion/Giveaway; and (iii) any printing or typographical errors in any materials associated with the promotion/contest. Sponsor’s decisions in all respects relative to the promotion/contest are final. Sponsor reserves the right, in their  sole discretion, to cancel, modify or suspend the promotion/contest in whole or in part, in the event of fraud, technical or other difficulties or if the integrity of the promotion/contest is compromised, without liability to the entrant. Sponsor reserves the right to disqualify any recipient, as determined by Sponsor in their sole discretion. The recipient is responsible for paying any income taxes on the value of the gift received. Void where prohibited or restricted by law. All federal, state, provincial and local regulations apply.
6. Media Release: Except where prohibited by law, by submitting an nomination form and by accepting any gift, Recipient hereby assigns to Sponsor on their behalf and on behalf of any person  who will be identifiable in any Instagram content, the right of Sponsor to use  such persons  name, image, and likeness, biographical information, nomination form, handle, for all purposes throughout the world in perpetuity without additional compensation. All nomination entries become property of Sponsors and none will be acknowledged or returned. Recipients hereby release Sponsor and Sponsor’s assigns, licensees, and successors from any claims that may arise regarding the use of Recipient’s image/likeness, including any claims of defamation, invasion of privacy, or infringement of moral rights, rights of publicity, or copyright. Sponsor is permitted, although not obligated, to share, repost, promote, or distribute any Instagram content tagged with the @RNAmortgage and #RNAmortgage in their Instagram post as part of the 12 Days of Christmas Giveaway.
7. Recipient’s List, Official Rules: For a list of gift recipients or a copy of these Official Rules, send an email  infor@rnamortgage.com with GIVEAWAY OFFICIAL RULES as the email subject.
8. Sponsor’s Address:

RNA Mortgage, LLC

615 S College St. Floor 10

Charlotte, NC 28202