Simple process to start
Apply online or schedule a consultation with our team!
Whether you are just getting started, looking for sound advice, or an experienced investor,
we are here to provide professional, clear guidance throughout the entire process.
Meet our Mortgage Consultants
Robert Scott
Robert is a Philadelphia native who started his mortgage career working with one of the largest lenders in the nation. Through his tenure, he has helped his borrowers through every step of the lending process. Like many, he was impacted greatly by the mortgage collapse, both personally and professionally. Post collapse, he spent the next several years gaining a better understanding of financial institutions and educating others on how to avoid crucial mistakes. Robert operates with a laser like focus to understand the goals of each client and provide them the best solution.
NMLS ID: 2366776
Nikki Olvera
Nikki was born and raised in Charlotte, NC and graduated from Appalachian State University. She has worked for an Independent Broker and a Direct Lender, allowing her to form a diverse background and understanding of the mortgage industry while originating loans in 29 states. Prior to mortgage, she has a background in Public Safety and Emergency Response, allowing her to handle the most stressful of situations with ease. She has brought with her the passion to help those in her community thrive. Her husband is an Army Veteran and together they have a son, a cat, 2 dogs, and an axolotl! They are big fans of the Carolina Panthers and Charlotte FC.
NMLS ID: 2066404
Michael Hulse
Michael Hulse is a dedicated mortgage loan officer with 15 years of experience helping individuals and families navigate the home financing process.
Whether working with first-time buyers, seasoned homeowners, or clients exploring different options, Michael provides expert guidance every step of the way. He shops multiple lenders to secure competitive rates and find the best fit for each client’s unique financial situation.
Known for his clear communication, fast response times (even outside regular business hours), and commitment to a smooth, stress-free process from pre-approval to closing, Michael ensures his clients feel confident and informed throughout their journey. His goal is to make homeownership feel exciting—not overwhelming.
NMLS ID: 1061765
Let’s discuss giving you a competitive edge in the homebuying process